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Are you looking to maximize your credit card rewards?
Option
1:
[
Chase PerfectCard - Best Gas Rebate Credit Card]
- 3% rebate on all gas purchases made at any gas station
- Special 6% rebate on all gas purchases for first
90 days
- 1% rebate on all purchases everywhere MasterCard/VISA
is accepted
- No annual fee (if you use the card 9+ times/year)
- 9-month 0% Intro rate on balance transfers
- Automatic Travel Accident Insurance, Purchase Protection Benefits
- Online statement, MS Money/Quicken support 
- Express Approval online.
Comments:
For those of us who commute and put a lot of miles on our car, this
would be an ideal card to have. It's called the Chase Perfect Card.
With this card, you earn 6% rebate on all gasoline purchase for the
first 90 days, after that you will continue to earn 3% rebate on all
gasoline purchases. For purchases you make everywhere else, you earn
1% rebate. This is without a question the best gas rebate credit
card!
With this card, you are not restricted to a single brand
of gasoline like the other cards. You can always go to the nearest gas
station instead of trying to find a paticular one. The annual fee normally
$19 is waived for this card as long as you use it 9+ times in the previous
year. The first year annual fee is waived. Basically, it's no annual
fee and you also get 9-month 0% Intro rate on balance transfers.
You can apply online and get express online approval!
Online Approval:
For
more info or to Apply Online
Option
2:
[
BLUE CASHSM
from American Express - NEW!
]
- up to 5%
cash rebate
- No annual fee
- 0% Intro rate on purchases (upto 15 months)
- 4.99% APR on balance transfers
- Express Approval online.
 
Comments:
You get up to 5% cash rebate paid out annually. Here is the cash rebate
rule in detail:
For
all purchases, you will receive a rebate of 0.25% for the first $2,000,
0.5% for the next $4000, 1.5% for all purchases once your annual
spending has reached $6000.
For everyday purchases at US Supermarkets, drugstores, gas stations
and home improvement stores, you get 0.5% the first $2000, 1.0% for
the next $4000, 3% for purchases in excess of $6000.
An
additional 2% will be added for everyday purchases if you carry a balance.
0.5% will be added for all non-everyday purchases if you carry a balance.
In
each year of card membership, your cash rebate rewards are limited to
$50,000 of eligible spending. You will receive the rebate two months
after your anniversary date.
Here
is how much you can earn:
$15,000/year = $160 rebate (1.06%)
$24,000/year = $295 rebate (1.23%)
$36,000/year = $475 rebate (1.32%)
Your annual cash reward for all other purchases
is up to 1.5%. You will receive an additional rebate of up to 2%
for purchases in months in which your account carries a balance.
Exclusive BLUE CASHSM from American Express
Benefits:
* Return Protection - 90-day return guarantee for full purchase
price upto $300 per item!
* Buyer's Assurance Plan — Extends the manufacturer's warranty
on many items for up to one additional year.
* Purchase Protection Plan — Receive coverage for damaged or
stolen purchases - at no additional charge
In addition,
the BLUE CASHSM from American Express also offers Return Protection.
Return Protection lets you return an item purchased with your card
(including online merchants) when the merchant does not let you
return the item. The program has an annual maximum refund of $1000.
In
addition, with all American Express cards, you get very convenient MS
Money/Quicken support. You can download statement automatically
in MS Money and Quicken software, with out manually download
them from their website. Very few credit card companies offer this level
of service currently.
You
can apply online and get instant approval!
Instant Online Approval:
Get
the Blue CashSM from American
Express
Option
3:
[
Starwood Preferred Guest® Credit Card - the best, the most sought
after mileage credit card! ]
This is the best mileage credit card, period!
In many of the frequent flyer forums, a favorite topic is on finding
the single best mileage credit card. The conclusion has always been
the Starwood Preferred Guest® Credit Card from American Express. It's
interesting this card is not widely known. I learned about this card
too in the frequent flyer forums. The Starwood Preferred Guest® Credit Card earns you more miles than any other card, and with one of
the lowest annual fee.

-
No Annual Fee first year (annual fee only $30
after the first year)
- Earn 1 Starpoint for every dollar charged
- Convert Points to Miles! (20,000 Starpoints
=> 25,000 Miles!)
- Return Protection benefits

Points to Miles Conversion
The Starwood Preferred Guest® program is an frequent guest
program in which you can accumulate Starpoints for free hotel stays
at luxury hotels such as Westin, W Hotel, Sheraton, St. Regis and more.
One amazing feature of this program is you can redeem your Starpoints
for miles of over 25 major mileage programs(AA, UA, USAir,
Delta, Northwest, Alaska.. you name it). Most exchange
rates are 1-to-1 with no penalty and no fee. The minimum number of points
to transfer each time is 2500 points. It gets even better when you transfer
20,000 Starpoints to miles, because you will get a 5000 miles bonus.
Essentially, 20,000 Starpoints would get you 25,000 miles!
It's not surprising Starwood Preferred Guest® program has been awarded
the Freddie Award in the best award category. This category honors a
Freddie to the points to miles conversion which has become popular among
Preferred Guest members.
Redeem Starpoints for free nights
Redeem Starpoints for free hotel stays is also a smart
thing to do, which you can do online
and the process is very easy. There is no blackout dates or
availability restrictions! This is a BIG plus as you might
find sometimes redeeming miles/points may become a frustrating experience
due to all the blackout dates and availability restrictions. Use points
for free hotel stays also make economic sense. For example, a $180/night
hotel room would cost 7000 points per night, that translates
to a value of 2.5 cents per point! (Compare that to miles,
valued ~1.5 cents per mile) Free nights starting as low as 2,000
Starpoints.
Highest Mileage Earning Power, Lowest Annual Fee
With every $1 charged with the Card, you earn one Starpoint.
Since 20,000 Starpoints can get you 25,000 miles, that means your
earning power is basically 1.25 miles/dollar! There is no annual
fee for the first year, and it is just $30 thereafter! There
simply isn't any other card that can beat this level of earning power
or the annual fee. That makes this the most wanted mileage credit card!
Exclusive Starwood Preferred Guest® Credit Card
Benefits: * Return Protection - 90-day return guarantee for full
purchase price upto $300 per item!
* Purchase Protection - 90-day insurance on items you
buy against for accidental damage to or theft
* Buyer's Assurance Plan Extends the manufacturer's warranty
on many items for up to one additional year.
* Purchase Protection Plan Receive coverage for damaged
or stolen purchases - at no additional charge
* Car Rental Loss and Damage Insurance Simply decline
the rental company's full Collision Damage Waiver
This card is truely the best! I tried to apply for
this card three times over a 2 year period, and finally I am approved
of this card. Now, I can cancel some of the high annual fee cards, and
this is the one I will keep for a long time to come. If you are not
yet a Starwood Preferred Guest® member, don't worry. When you are approved,
you will be automatically given an Starwood Preferred Guest® membership
number, which would be linked with your new Starwood Preferred Guest® Credit Card.
You can apply for this card online and
start earning reward points today!
Instant
Online Approval: Click
Here to Apply Now
Option
4:
[ Blue
from American Express® ]
-
No annual fee
- Fee-Free Rewards Program
- 0% Intro rate on purchases (upto 15 months)
- 3.99% APR on balance transfers
- Online statement, MS Money/Quicken support
 
Comment:
The Blue from American Express® is simply the best deal if you
are looking for a no annual fee credit card with a fee-free rewards
program.
With
the Blue from American Express®, you can enroll in the free rewards
program called Membership Reward Options program. With each dollar charged
to your card account, you earn 1 point. The points are redeemable for
travel, merchandise, and more.
In
addition, the Blue from American Express® also has an unique feature
called Return Protection. Return Protection lets you return an
item purchased with your card (including online merchants) when the
merchant does not let you return the item. The program has an annual
maximum refund of $1000.
Here are the reasons
why the Blue from American Express® is a good card to have,
+ No Annual Fee
+ Fee-Free Rewards Program -
Earn points redeemable for travel, merchandise, and more
+ Return Protection - 90-day return guarantee for full purchase
price upto $300 per item!
+ Buyer's Assurance - One full year extension of manufacturer's
warranty.
+ Purchase Protection - 90-day insurance on items you buy against
for accidental damage to or theft
+ Year-End Summary, Car Rental Loss and Damage Insurance, Travel
Accident Insurance
+ Private Payment - Generate one-time card number for shopping
online.
No wonder the Blue
from American Express® is such a popular card. It
not only offers the fee-free rewards program with No Annual Fee,
but also features unique benefits such as Return Protection.
Follow the link
below to get more information, or to apply online. Once you become a
card member, sign up their free Membership Reward OptionsSM
program and start earning rewards instantly!
Instant
Online Approval:
Get
the Blue from American Express® >>
Option
6:
No Annual Fee
0% APR on Balance Transfers (upto 9 months)
1,000 bonus points with your first purchase
Earn 1 Universal Point on every dollar spent
Travel Accident Insurance up to $1 million 
Free rental car collision insurance
purchase assurance, and extended warranty
If you are looking for a no annual fee card to do balance
transfer, take a look this amazing deal. You
get 9-month 0% Intro. APR
on Balance Transfers, earn 1 Universal Point on every
dollar spent, and get one free Hollywood Movie Magic certificate
with your first purchase with this card.
Hollywood Movie Magic certificates are accepted
anywhere, anytime, for any movie.
Earn Universal Entertainment MasterCard Rewards
The more you use your Universal Entertainment MasterCard, the more Universal
Points you'll accumulate towards a wide variety of entertainment rewards.
And there's no limit to the amount of rewards you can earn. To learn
more about the Universal reward program and the exciting opportunities
the Universal Entertainment MasterCard(r) from Chase offers you,
One FREE Movie Ticket after first use of the card
900 Universal points will get you one Hollywood Movie Magic
certificate.
1500 Universal points will get you a DVD movie of your
choice!
$1,000,000 Worldwide Automatic Travel Accident
Insurance
For Universal Entertainment Platinum MasterCard, Every time you charge
the entire cost of plane, train, bus or ship tickets to your Chase credit
card, you and eligible family members are covered automatically for
$1,000,000 by Worldwide Automatic Travel Accident Insurance.
Purchase Security and Extended Warranty
Purchases made using your Chase card are insured against theft or damage
for 30 days from the date of purchase. In addition, the warranty on
purchased items is extended by an additional 60 days beyond the warranty
offered by the manufacturer.
Cardmembers also will experience the premier services
characteristic of Chase MasterCard products, including global
acceptance at more than 29 million merchant locations, access
to cash distribution channels worldwide, Auto Rental Insurance,
and Purchase Protection, among other services. There
is no annual fee for the card, and cardmembers will receive
a low, ongoing interest rate and a Zero Percent 9-month
introductory rate on balance transfers. Cardmembers have
access to Chase Customer Service 24 hours a day, seven days
a week via telephone and website.
You can apply for this card online and start
earning cashback today!
Instant Online Application: Click
Here to apply now
College Students:
Find out about the best student credit card: Universal
Entertainment Student MasterCard is the perfect credit
card for student. Not only there is no annual fee,
you also earn about 1% back in points good toward movie tickets
and more! Plus, you will receive one free anytime anywhere movie
ticket upon approval! Simply best student credit card!
Learn about it at
Student.PerfectCreditCard.com >>
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